Legal

Terms of Service

These Terms of Service ("Terms") govern your access to and use of Enquête Lavenir Invest's website, tools, and related services (collectively, the "Service"). Please read them carefully before using the Service. This is a general draft template and should be reviewed and adapted to your specific jurisdiction and business circumstances before publication.

1. Acceptance of Terms

By accessing or using Enquête Lavenir Invest, you confirm that you have read, understood, and agree to be bound by these Terms and any policies referenced within them, including our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Service.

2. Eligibility

You must be at least 18 years old, or the age of legal majority in your jurisdiction, and have the legal capacity to enter into binding agreements to use the Service. By using Enquête Lavenir Invest, you represent and warrant that you meet these requirements.

3. Description of the Service

Enquête Lavenir Invest provides market analysis tools, informational content, and related utilities designed to support independent professionals in evaluating financial and operational data. The Service is provided on an "as is" and "as available" basis. We do not guarantee the accuracy, completeness, or timeliness of any information, analysis, or output generated through the Service.

4. No Financial or Professional Advice

Nothing provided through Enquête Lavenir Invest constitutes financial, investment, legal, tax, or professional advice. All content, analysis, and tools are offered for informational and educational purposes only. You are solely responsible for any decisions made based on your use of the Service, and you should consult a qualified professional before making decisions that may affect your finances or business.

5. User Accounts

Certain features of the Service may require you to create an account or submit information through a form. You agree to provide accurate, current, and complete information and to keep such information up to date. You are responsible for maintaining the confidentiality of any credentials associated with your use of the Service and for all activity that occurs under your account.

6. Acceptable Use

You agree not to use the Service to:

  • Violate any applicable law, regulation, or third-party right;
  • Attempt to gain unauthorized access to any part of the Service, its systems, or related networks;
  • Interfere with, disrupt, or place undue burden on the Service's infrastructure;
  • Reproduce, resell, or redistribute Service content without prior written consent;
  • Use automated means to scrape, extract, or harvest data from the Service without authorization.

We reserve the right to suspend or terminate access for any user who violates these conditions.

7. Intellectual Property

All content, design elements, trademarks, logos, software, and materials made available through Enquête Lavenir Invest are the property of Enquête Lavenir Invest or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any ownership rights in the Service. You may not copy, modify, distribute, or create derivative works from any part of the Service without express written permission.

8. Third-Party Links and Services

The Service may contain links to third-party websites, tools, or resources that are not owned or controlled by Enquête Lavenir Invest. We are not responsible for the content, accuracy, or practices of any third-party resources, and inclusion of such links does not imply endorsement.

9. Disclaimer of Warranties

To the fullest extent permitted by applicable law, Enquête Lavenir Invest disclaims all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or secure, or that any data or analysis provided will be accurate or reliable.

10. Limitation of Liability

To the maximum extent permitted by law, Enquête Lavenir Invest, its affiliates, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business opportunity, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Enquête Lavenir Invest and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of or related to your use of the Service, your violation of these Terms, or your infringement of any third-party right.

12. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, third parties, or Enquête Lavenir Invest's business interests. You may stop using the Service at any time.

13. Changes to the Service and Terms

We reserve the right to modify, suspend, or discontinue any part of the Service at any time without liability. We may also update these Terms periodically. Material changes will be reflected by an updated "last revised" date. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Enquête Lavenir Invest operates, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable consumer protection law.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy and any other referenced policies, constitute the entire agreement between you and Enquête Lavenir Invest regarding your use of the Service, superseding any prior agreements or understandings.

17. Contact

Questions about these Terms may be directed through the contact page available on this website.

Summary

Key Points at a Glance

This section provides a brief, non-exhaustive overview. It does not replace or modify the full Terms above.

Informational Use

All tools and content are provided for informational purposes only and do not constitute professional advice.

Your Responsibility

You are responsible for decisions made using insights or data obtained through the Service.

Service Changes

Features, availability, and these Terms may be updated from time to time without prior notice.

FAQ

Common Questions

Is Enquête Lavenir Invest a licensed financial advisor?

No. Enquête Lavenir Invest provides informational tools and analysis only. We are not a licensed financial advisory firm, and nothing on this site should be interpreted as personalized financial advice.

Can these Terms change without notice?

We may update these Terms periodically to reflect changes in our Service or legal requirements. Significant changes will be indicated by an updated revision date on this page.

What happens if I violate these Terms?

Violations of these Terms may result in suspension or termination of your access to the Service, at our discretion, without prior notice.

Where can I review the Privacy Policy?

Our data handling practices are described separately in our Privacy Policy, accessible via the website footer.